Auto Insurance.
While auto insurance is something that every driver in Texas is required to have, it can be overwhelming trying to determine what type of coverage is best and which deductible to choose. We understand the challenges with selecting the proper insurance for your family, which is why Gresham Insurance is here to help. We can help you sort through it all and answer any questions you may have, taking time to explain your options and discuss the best coverage for you. We work hard to make the process easy.
How is an Auto Premium Calculated
Insurance companies compile a list of attributes of a driver/car that go into formulating your auto insurance rate. Here are a few of those items:
Driver Age
Driver Claim History
Value of the vehicle
Anti-lock Brakes, Air Bags
Anti-theft devices, including internet and remote reporting subscriptions
Driving record of all household drivers
Liability limits and property damage/theft deductibles
Multi Policies with the same Carrier
Drivers Safety classes
Annual Miles Driven or Use of the Vehicle